Payment Plans

At Hunter IVF, we want to make fertility treatment as accessible and affordable as possible for all patients in the Newcastle region. We also offer a range of payment options to ensure that patients who pay by credit card, and have registered their bank details with Medicare, receive their Medicare rebate within 3 to 5 working day following embryo transfer.


‘No upfront’ payment option


This option reduces the amount of time you are out of pocket for IVF/ICSI treatment. Using a credit card, you pay for treatment one day before embryo transfer (up to four weeks after starting treatment for some IVF cycles) and we will lodge your Medicare claim within 48 – 72 hours following embryo transfer.

Full upfront payment option


If you prefer, you can pay in full for your treatment when you start. This means you pay the full cost of your treatment cycle, and any additional management fees, on or before day one of your menstrual cycle.

Faster Medicare rebates


If you pay by credit card and have registered your bank details with Medicare, you’ll receive your Medicare rebate within six days of embryo transfer – typically before your credit card bill arrives. This reduces the time you are out of pocket for treatment, so it minimises your upfront fees.

Pay by direct debit


You can also make a full payment by direct debit if you prefer. Contact us to enquire about paying by Direct Debit.

When is my payment due?


Generally, your IVF cycle payment will be due on or before collection of your FSH injections. Once you pay your account in full, you’ll receive a copy of the invoice and an itemised receipt within two days of your transfer or insemination. You can then take this to Medicare for lodgement.

If you are freezing any excess embryos, we will send you an invoice for the first six months of storage. We continue to invoice you every six months unless and until you advise us in writing that you wish to discontinue storage.

Download form to discontinue embryo, sperm or donor sperm storage.