Payment Plans

At Hunter IVF, we want to make fertility treatment as accessible and affordable as possible for all in the Hunter Newcastle region. We provide a range of payment options to help you minimise the time it takes to receive your rebate.

Faster Medicare rebates

If you pay by credit card and have registered your bank details with Medicare, you’ll receive your Medicare rebate within six days of embryo transfer – typically before your credit card bill arrives. This reduces the time you are out of pocket for treatment, so it minimises your upfront fees.

Pay the gap only

Alternatively you can choose to pre-pay the standard gap amount for your treatment. At the end of your cycle, we’ll send an invoice directly to Medicare. They typically take six to eight weeks to process the account, and then send you a cheque for the rebate made out to your Fertility Specialist. Once we receive this final payment we send you an itemised receipt, which you can take to Medicare and claim any additional monies owed under the safety net.

This entire process can take up to ten to twelve weeks from the date of your IVF cycle payment.

Pay by direct debit

You can also make a full or gap payment by direct debit if you prefer. Download the Paying by Direct Debit form for our banking details.

When is my payment due?

When you begin your first treatment cycle, our administration staff will provide you with an account agreement detailing all fees associated with your treatment and the date payment is due.

Generally, your IVF cycle payment will be due on or before collection of your FSH injections. If you decide to pay your account in full, you’ll receive a copy of the invoice and an itemised receipt within two days of your transfer or insemination. You can then take this to Medicare, or we can lodge your claim electronically for you.

If you are freezing any excess embryos, we will send you an invoice for the first six months of storage. We continue to invoice you every six months unless and until you advise us in writing that you wish to discontinue storage.

Download form to discontinue embryo, sperm or donor sperm storage.